RP63 WATERFALL TEST
Project: Stash House: Dead Drop
Budget: $100,000.00  |  Recoupment target: $110,000.00
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INITIAL STATE
  ✓ PASS: Initial phase is 1
  ✓ PASS: Tommy remaining Phase 1: $2,000
  ✓ PASS: Ethan remaining Phase 1: $2,000
  ✓ PASS: Sydney remaining Phase 1: $1,000 (advance=$1,000)
  ✓ PASS: Pavel remaining Phase 1: $2,000
  ✓ PASS: Josh remaining Phase 1: $0 (advance=$5,700 > target=$2,000)

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PHASE 1 — MONTH 1: Net available $3,000
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  Net available: $3,000.00
  Don      gross=$0.00  wire=$0.00  net=$0.00
  Tommy    gross=$2,000.00  wire=$0.00  net=$2,000.00
  Ethan    gross=$1,000.00  wire=$0.00  net=$1,000.00
  Sydney   gross=$0.00  wire=$0.00  net=$0.00
  Pavel    gross=$0.00  wire=$0.00  net=$0.00
  Josh     gross=$0.00  wire=$0.00  net=$0.00
  ✓ PASS: Phase 1 Month 1: Don receives $0
  ✓ PASS: Phase 1 Month 1: Tommy receives $2,000 (full target)
  ✓ PASS: Phase 1 Month 1: Ethan receives $1,000 (partial)
  ✓ PASS: Phase 1 Month 1: Sydney receives $0 (funds exhausted)
  ✓ PASS: Phase 1 Month 1: Pavel receives $0
  ✓ PASS: Phase 1 Month 1: Josh receives $0 (advance deficit)
  ✓ PASS: Phase 1 Month 1: Phase is still 1

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PHASE 1 — MONTH 2: Net available $5,000 (finishes Phase 1)
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  Net available: $5,000.00
  Don      gross=$0.00  wire=$0.00  net=$0.00
  Tommy    gross=$0.00  wire=$0.00  net=$0.00
  Ethan    gross=$1,000.00  wire=$0.00  net=$1,000.00
  Sydney   gross=$1,000.00  wire=$0.00  net=$1,000.00
  Pavel    gross=$2,000.00  wire=$25.00  net=$1,975.00
  Josh     gross=$0.00  wire=$0.00  net=$0.00
  ✓ PASS: Phase 1 Month 2: Don receives $0
  ✓ PASS: Phase 1 Month 2: Ethan receives remaining $1,000
  ✓ PASS: Phase 1 Month 2: Sydney receives $1,000
  ✓ PASS: Phase 1 Month 2: Pavel receives $2,000 (full, minus wire fee from net)
  ✓ PASS: Phase 1 Month 2: Pavel wire fee = $25 deducted
  ✓ PASS: Phase 1 Month 2: Pavel net payable = $1,975
  ✓ PASS: Phase 1 Month 2: Josh receives $0

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PHASE 2 — MONTH 3: Net available $10,000 (investor recoupment begins)
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  ✗ FAIL: After Phase 1 complete: phase is now 2
  Net available: $10,000.00
  Don      gross=$0.00  net=$0.00
  Tommy    gross=$0.00  net=$0.00
  Ethan    gross=$0.00  net=$0.00
  Sydney   gross=$0.00  net=$0.00
  Pavel    gross=$25.00  net=$0.00
  Josh     gross=$0.00  net=$0.00
  ✗ FAIL: Phase 2 Month 3: Phase is 2
  ✗ FAIL: Phase 2 Month 3: Don receives 100% = $10,000
  ✓ PASS: Phase 2 Month 3: Tommy receives $0
  ✓ PASS: Phase 2 Month 3: Ethan receives $0
  ✓ PASS: Phase 2 Month 3: Sydney receives $0
  ✓ PASS: Phase 2 Month 3: Pavel receives $0
  ✓ PASS: Phase 2 Month 3: Josh receives $0

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PHASE 2 — MONTHS 4-13: Simulating Don recouping remaining $100,000
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  Don cumulative recouped: $100,000.00
  Recoupment target: $110,000.00

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PHASE 3 — MONTH 14: Net available $10,000 (normal waterfall)
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  ✗ FAIL: After Phase 2 complete: phase is now 3
  Net available: $10,000.00
  Don      gross=$0.00  deficit_red=$0.00  net=$0.00
  Tommy    gross=$0.00  deficit_red=$0.00  net=$0.00
  Ethan    gross=$0.00  deficit_red=$0.00  net=$0.00
  Sydney   gross=$0.00  deficit_red=$0.00  net=$0.00
  Pavel    gross=$25.00  deficit_red=$0.00  net=$0.00
  Josh     gross=$0.00  deficit_red=$0.00  net=$0.00
  ✗ FAIL: Phase 3: Phase is 3
  ✗ FAIL: Phase 3: Don receives 50% = $5,000
  ✗ FAIL: Phase 3: Tommy receives 15% = $1,500
  ✗ FAIL: Phase 3: Ethan receives 15% = $1,500
  ✗ FAIL: Phase 3: Sydney receives 10% = $1,000
  ✗ FAIL: Phase 3: Pavel receives 5% = $500 (gross)
  ✓ PASS: Phase 3: Pavel wire fee $25 deducted
  ✗ FAIL: Phase 3: Pavel net = $475
  ✗ FAIL: Phase 3: Josh gross = $500 (applies to deficit)
  ✗ FAIL: Phase 3: Josh deficit reduction = $500
  ✓ PASS: Phase 3: Josh cash net = $0 (deficit not yet cleared)
  ✗ FAIL: Phase 3: Total gross allocations = net available $10,000

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ZERO NET AVAILABLE TEST
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  ✓ PASS: Zero net: no payouts generated
  ✗ FAIL: Zero net: phase still calculated

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RESULTS
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  Passed: 28
  Failed: 15

  WARNING: 15 test(s) failed. Review WaterfallCalculator.php.